Are you ready for your next loan file featuring an ADU? The marketplace can be challenging, and salespeople must differentiate themselves to create and retain clients and referral partners. 2 Reference Information Course Levels Basic - Mortgage professional who is new to the mortgage industry with no experience to residential lending terms, definitions, practices or guidelines. Planning for the Future with Your Spouse or Partner, Lets Talk: Conversations That Make A Difference, Talking To Aging Parents About Their Plans for the Future. To assist our customers in facing the challenges of this changing work structure, our Essentials Training team has designed a series of micro-learning topics that focus on the skills . FHA or Enact MI? However, there are many resources, including required educational opportunities, available to help a new buyer navigate this process from start to finish. In this session, plan to take inventory of your connections and identify whom you want to re-engage with and how. Arch MI trains mortgage professionals to compete in todays fast-paced lending environment. Contact yourArch MI Account Managerfor details. First Class Training for administration and facilities roles. Arch MI offers a mix of live and on-demand webinars and customized on-site training. Gain industry knowledge and essential skills from the experts at MGIC, the industrys leading mortgage insurance authority. During this session we will discuss what DU reviews; the Importance of data integrity and we will highlight key areas of interest on the Summary Report and the UW Analysis Report. Webinar Materials: https://www.mgic.com/training/seminar-materials/seb-corporations-financial-statement-review Heads up: This course assumes you are comfortable building income from tax returns. Jun 2016 - Present6 years 10 months. First, knowledge environment where you are and what you know. *The Coverage Needs Estimator is not available for all policy forms. Essentials of Mortgage Lending (1 or 2-Day Course), Understanding the Fundamentals of Home Loans. To engage your team and provide competitive service while staying compliant, your employee training program needs to hit the mark. Our new Timely Topics video can assist you in preparing for these changes. Please note:There is a nominal fee for this course. In a world where working remotely is common, we need to change how we do business. 10:00am (PT) Our Valentine's Day gift to you 13 webinar . Whether youve been in the business for decades or have just taken on a new role, youll benefit from 10 tips for communicating effectively with mortgage referral partners to gain a regular stream of business. (888 436.9678) Monday - Thursday: 8:30 AM - 6 PM ET. One type of reward we are seeing more frequently is the Restricted Stock Unit or RSU being used as qualifying income. Learn the mathematical formulas for five key ratios used to assess the risk associated with mortgage loans. 2023Essent Guaranty, Inc. All Rights Reserved. Our R70i Aging Experience is a new way to start the conversation about long term care. Fine-tune your communication skills to improve sales performance. about experiencing the effects of aging firsthand. Contact your Account Managerfor more information about this course. We are committed to help you plan for your long-term care needs and to helping you make informed decisions. The COVID-19 pandemic has demanded so many changes over the past year, including how the mortgage industry reviews loan files. Fannie Mae has adjusted loan criteria and updated their systems to accommodate more borrowers without credit scores and help simplify the process for lenders, Residential appraisals continue to evolve. Please join this 1-hour webinar that will be led by David MacDonald and Susan Seto who will provide in-depth insights and recommendations that you can use to develop your own strategies and programs to engage with your own customers who may be turning to you and your staff for help. Connect with audiences through engaging webinars and events that support up to 1,000 participants. Arch MI is excited to bring you this important information with industry professional Ginger Bell. While we hope that you will find our free TRID training resources on this site beneficial, we wanted to also provide you with a few other free TRID training resources that might be beneficial to you. COURSES & REGISTRATION See our full list of upcoming classes and register. Gain industry knowledge and essential skills from the experts at MGIC, the industry's leading mortgage insurance authority. Increase your knowledge of fraud by understanding what defines it and how it impacts the mortgage industry. Interpersonal Skills by providing an environment where employees can share their expertise in a manner that is timely, easily understood, and fosters their role as a trusted advisor to our business leaders. In less than 10 minutes, we will define it, discuss Desktop Underwriter as it relates to trended credit data and talk about the impact that trended credit data will have on Arch MI-insured loans. Watch Webinar Recording Self-Employed Borrowers - Focus on Corporations and Financial Statements This webinar was recorded on January 26, 2023. SEB Borrower Workshop Explore our Course Catalog and contact your Radian Account Manager to schedule a session for your company. Our employees make a difference in people's lives every day. We also offer a selection of on-demand webinars, also up-to-date, but that can be watched at your convenience. In addition to our extensive recorded course catalog and in-person training opportunities, Genworth also offers tons of live webinars where you can ask questions in real-time. Arch MIs accredited public speaker and industry expert, Blaine Rada, will share his story of personal challenge and valuable lessons gained during his month-long trek across Spain, unplugged from modern life, technology and the nine-to-five routine. 30-Minute Session Indexes, margins, caps and more3/6, 5/6, 7/6 to explore. Radian Timely Topics: Understanding P&L and Business Bank Statement Requirements. This Timely Topics video will help you better understand those changes and impacts. Learn on the go with the Radian National Training On Air podcast series. (Established professionals may also find this course a good refresher.). This hands-on course includes analysis for a PARTNERSHIP (1065/K-1/Schedule F) using a cash flow analysis method. Learn how the Borrower-Paid Single Mortgage Insurance option works for borrowers and lenders. 800-444-5664 action.center@enactmi.com EnactMI.com ABOUT US There's no place like home. March 2023. Our complimentary trainings highlighted below support our vision of a diverse, engaged and inclusive workforce. Radian Guarantys SplitEdge MI, commonly called a split premium, divides the MI premium flexibly, between an upfront payment, and reduced monthly payments! Intended Audience: new loan officers, processors and other mortgage operations professionals. Use Rate Express to compare your MI quote to FHA. 60-Minute Session Essentials Training Keep Your Career On The Right Track Whether you're new to the industry or a seasoned professional, our live webinars, self-paced learning modules and powerful analysis tools offer something for everyone. Training Training Essentials Training Courses & Registration Class Calendar Self-Paced Learning Income Analysis Tools Collateral Analysis Tools Essentials Training Team Essentials Live Essent Training Guides Education for Homebuyers Training ESSENTIALS TRAINING Sign up for live webcasts, learn about key topics at your own pace or Arch MI offers a mix of live and on-demand webinars and customized on-site training. 20-Minute Micro Session Learn how to use the redesigned Uniform Residential Loan Application or URLA (also known as Fannie Mae Form 1003 and Freddie Mac Form 65), to process your loan application. The footage of the webinar as well as an ear into the discussion can serve as a business resource after . This practical, hands-on course is designed to walk the participant through a thorough analysis of self-employed borrower income by completing a full cash flow analysis. Click any title below to learn more and register. Employee Engagement Survey conducted on an ongoing basis to monitor employee satisfaction. and informed. Available formats: On-Site Training (Contact your Account Manager), Five Steps to Better Goal Setting and Planning. Available formats: On-Demand Video, On-Site Training (Contact your Account Manager), Learn How to Record Videos, Share Screens and More Using Zoom. Start planning for long term care so they can live life with confidence. This hands-on course includes analysis for a CORPORATION (1120) using a cash flow analysis method. This is the course for you! Reach NextGen, Multicultural, and Multigenerational Homebuyers and learn more about how you can better educate and serve this important and vital demographic. Give us a call or send an email using the contact information below. Login/Register By Letter: Genworth Financial-SIU. Find out the actual cost of a variety of long term care options nationally, as well as right where you live. That's why we bring our deep expertise, insightful offerings and extra mile service to work every day to help lenders bring the dream of homeownership to more people. That's why we've expanded on the GSE's nontraditional credit guidelines to create accessibility for underserved, yet credit-worthy borrowers. Our full-time trainers are mortgage industry experts. Please check your mail and enter the code here. More and, more loan files reflect different types of, compensation. E-LEARNING & Previous Webinars Get easy access to National MI courses and our previously recorded webinars. This short video highlights some benefits, terms, and scenarios for your understanding. 60-Minute Session TRID guidelines are designed to help borrowers understand the terms costs associated with of their loan more clearly before closing. Correctly calculating income is fundamental to insuring a member qualifies for a loan. Review 8 FAQs about assets and get the answers! ), the act of planning is where the value is. support Construction-to-Permanent transactions. The free sessions provide timely and strategic information about the business of learning, current trends impacting workforce development, best practices for training and talent management, and practical information on the latest tools and technology. We'll walk you through loan scenarios designed to introduce the rental income guidelines, and highlight any differences between Agency guidelines pertaining to rental income. Whether you are a seasoned mortgage professional or new to mortgage servicing, this refresher contains a lot of useful information to ensure success when working with Radian. Keeping these cookies enabled helps us to improve our website and display content that is more relevant to you and your interests. Obstacles in affordability can be rough speed bumps on the road to homeownership, but we work hard to make the dream of homeownership a reality. Find everything you need to succeed right here, whether it be training, lead generation or networking. to the residential appraisal. New to the industry? Looking for more info on title services? In this short video, we will demonstrate how to notify Radian of a servicing transfer. The course is designed for the participant to gain an understanding of eligible and ineligible sources of funds, interested party contributions (IPCs), large deposits, business assets, reserves and acceptable documentation for assets. 60-Minute Session Competitive advantages are the reasons people do business with you that go beyond low rates and fees, but how do you describe things like excellent service and trust without sounding like everyone else? Leading the private mortgage insurance industry by supporting our customers and helping borrowers find a better way to achieve their dreams of homeownership. Third-party websites may use them to remember that you have visited a website, and this information is shared with other organisations such as media publishers. In this workshop, you'll learn how to identify when fraud and misrepresentation are occurring. You are protected 10:00am (PT) Appraisal Appraisal Review Checklist Download PDF Single Family Appraisal Booklet Download PDF Condo Appraisal Booklet Download PDF Appraisal Forms List Download PDF Manufactured Housing Appraisal Booklet Download PDF When determining whether a webinar is the best medium for your needs, consider. Best-selling author, Jennifer Powers, joins professional podcaster, Mark Tucker, for a 5-part series on Emotional Intelligence. Third-party cookies include performance cookies and targeted or advertising cookies. Effective September 18th, Fannie Mae will implement several new Desktop Underwriter, Looking for more info on title services? This Learning Center page provides resources and training on originating & underwriting loans, Fannie Mae's underwriting applications, and best practices to help you get the most out of Fannie Mae mortgage products, the Selling Guide and technology applications. Understanding a Significant Derogatory Credit Event, Identify Credit Events in a Borrower's Mortgage File, Learn the Basics for Personal Video Marketing, Fannie Mae and Freddie Mac - Understanding Your Options, Fundamental Differences in Fannie Mae and Freddie Mac, Understanding Desktop Underwriter - Advanced Guidelines and Updates, Explore Conventional Loan Options to Determine Best Options, Learn about Ability to Repay (ATR) and Qualified Mortgages (QM), Help each person develop a personal code of ethics to use in the mortgage industry, Terminology Used in the Mortgage Industry, Understanding Credit Reports and Credit Scores, Basics of Credit Reports and Credit Scores, Verify if the Loan has a Home Equity Line of Credit, Introduction to the TILA-RESPA Integrated Disclosure (TRID), Review the TILA-RESPA Integrated Disclosures (TRID), Self-Employed Borrower Basics Part II - Partnership, S-Corp and Corporations, Examine Business Returns in Detail using the Cash Flow Analysis Method, From Action to Impact: Time Management for Originators, Identify Impactful Steps Over Busy Actions, Self-Employed Borrower Basics Part I - The Personal Tax Return, Business Income Concepts for Calculating Qualifying Income, Look at options to use Mortgage Insurance, A History of Mortgage Banking and Understanding of a Loan File, Understanding Desktop Underwriter (DU) - The Basics, Introduction to Fannie Maes Automated Underwriting System (AUS) Desktop Underwriter, An Overview of the Residential Loan Application (URLA), Complete and/or Review the Uniform Residential Loan Application, Understanding Loan Product Advisor - The Basics, Determine if a Borrower is in the US Legally for Mortgage Origination Purposes, How to Be Productive, Efficient And Valued, Appraisal Review: With Guidance for Rural Properties, Review Guidelines, Documentation Requirements, Best Practices and Issues Round, Overview of the Basics of Mortgage Insurance, Self-Employed Borrower Form 91 Part I - The Personal Tax Return, Calculate Income for Freddie Mac from Personal Tax Returns, How MCC Can be Used to Qualify Borrowers for HFA Loans, NAR 2022 Profile of Home Buyers and Sellers, Self-Employed Borrower Form 1084 Part I - The Personal Tax Return Webinar, Self-Employed Borrower Form 1084 Part II - The Business Tax Return Webinar, Review and Calculate Miscellaneous Employment Income Webinar, Calculating Income - The Exercises Webinar, Review Schedule E - Rental Income Webinar, Understanding Desktop Underwriter - Advanced Guidelines and Updates Webinar, Understanding Loan Product Advisor - Advanced Guidelines and Updates Webinar, Review Schedule C - Sole Proprietor Webinar, Self-Employed Borrower Form 91 Part I - The Personal Tax Return Webinar, Self-Employed Borrower Form 91 Part II - The Business Tax Return Webinar, Navigating Mutual Threats & Opportunities with your Realtor partners, Guide in understanding customers and their needs, Fannie Mae and Freddie Mae Year-End communications, Understanding the Basics of Freddie Mac's Refi Possible and Fannie Mae's RefiNOW, Fannie Mae and Freddie Mac's Low Income Refinance Options, Self-Employed Borrower Form 91 Part II - The Business Tax Return, Calculate Income for Freddie Mac for Partnerships and S Corporations, Including K-1 Income. Understand the impact of mortgage fraud, how to spot it and how to prevent it. This will include an overview of how it works, the different types of MI products and how it can be cancelled on a mortgage loan. In April 2020 alone, there was a reported 10% decline in self-employed individuals. National Training Expand your skills and gain a competitive edgeon your time and in your preferred formatwith Radian's industry-leading training for mortgage professionals. Discover how our homebuyer education program can connect you with more potential borrowers. Webinars are an excellent way to share important information, build brand authority, showcase . Tune into expert insights on your favorite podcast app. In this 60-minute online workshop, you'll learn the why behind allowable add-backs in the cash flow analysis of investment property and receive hands-on practice using our Cash Flow Analysis Worksheet. If you have ever thought to yourself, how does she get it all done or how does he have time to attend classes while working full time, then this course is for you. In addition to helping our employees with their training, leadership, and development needs, we also partner with various learning and development companies to help our employees drive their business performance. Live webinars are valuable because they happen at a scheduled time and are a fun way to interact virtually with an expert trainer who engages participants and fields questions. The Fannie Mae Learning Resource Center offers a wide range of materials to help you do business with Fannie Mae. Collaborated with Genworth Sales Staff to strengthen customer relationships through training, to leverage customer decisions and to help ensure Genworth received a stronger book of business . Defining common terms and theories, such as nonrecurring vs. recurring income or expenses, distributions and guaranteed payments, will help you develop a clearer picture of your self-employed borrower's income and financial standing. Advanced Knowledge of training needs analysis, design, and development. Financial Professionals login optionsopens in new window, MyCarescout Login About Mortgage Insurance, Why Mortgage Insurance, Why Private MI over FHA, Underwriting Options, Delegated Underwriting, Non-Delegated Underwriting, Underwriting Guidelines & Checklists, Underwriting Guidelines, Delegated Required Documents, Non-Delegated Required Documents, Current Bulletins, Products & Rates, Premium Product Comparison, Agency Coverage Requirements, Borrower-Paid MI, Lender-Paid MI, Affordable Lending, Traditional Rate Cards, Refund Schedule, Cancelling Borrower-Paid MI, MI Cancellation Flyer, MI Cancellation FAQs, HoPA Cancellation, Non-HoPA Cancellation, Credit Union Archived Bulletins, Credit Union Rate Cards, Podcast Catalog, Training Catalog, Featured Training of the Month, E-Learning Log In, Reaching NextGen, Multicultural & Multigenerational Home Buyers, Borrower Education, About Rate GPS, Rate GPS User Guide, Rate GPS FAQs, AXIS Log In, AXIS Quick Start Guide, AXIS FAQs, AXIS Resources, Mortgage Qualification, Fixed Rate Mortgage Payments, Adjustable Rate Mortgage Payments, Balloon Mortgage Payments, Digital TRID Pencil Calculator, Master Policy Resources, Master Policy, Rescission Relief Guide, Servicing Guide, Underwriting Resources, Economic Market Snapshot, Board of Directors, Events & Presentations, Historic Stock Lookup. Training Resources Get instant access to the tools, guidance and training materials for our professional education courses. Simplify your understanding of the most common liquid assets, industry guidelines, and required documentation. Why National MI? Getting a mortgage is one of the most stressful things people go through. Find out why line items matter on a Schedule C! Understand income trending and be introduced to the Arch MI Tax Return Analysis Calculator (AMITRAC). In this short video, we will demonstrate how to activate MI on a Borrower Paid Monthly (BPMI) with deferred premium. Learn about the variety of red flags you will encounter when reviewing loan files and how to identify fraud schemes. During this session, we will break down K-1s for both Partnerships and S Corporations and demonstrate how to calculate qualifying income. In MGIC's Residential Appraisal Review training webinar, you will get the tools you need to help build and strengthen your appraisal evaluation skills. Available formats: Webinar,On-Demand Video, On-Site Training (Contact your Arch MI Account Manager), The First Step in Understanding Acceptable Qualifying Income, Audience:Loan Originators, Loan Processors, Jr. Underwriters. Live webinar training is also designed to accommodate busy employees who wish to extend their knowledge in different areas during the workday. In a world where working remotely is common, we need to change how we do business. Radian's MI Online customer portal makes submitting and activating MI quick and easy. Want to gain a better understanding of earnings, distributions and liquidity analysis? Expert Skills in group process facilitation, classroom instruction, and organizational effectiveness. National MI believes in expanding access to the American dream of homeownership. In addition, registered users can also sign up for email and text notifications, elect to go paperless, assign a delegate for your policy and much more. Watch Webinar Recording How to Read a Credit Report in Under 5 Minutes Who Should Attend: Loan Officers, Processors, Underwriters Being able to confidently review a credit report with your borrower isn't always easy. Are you ready to work with your customers when the appraisal comes in lower than the purchase price? Get access to essential resources that can help make your job easier. See more reasons why customers love teaming up with us. Get the latest updates, industry trends, and guideline changes on GSE-related policies. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful. Learn how to support your Mortgage Insurance (MI) origination and servicing needs, including Non-Delegated MI, Delegated MI, and Contract Underwriting. For more information about Genworth Training, contact your Genworth sales representative, call the Genworth ActionCenter at 800 444.5664, or you can view . Dont worry! Learning Technology to make learning and development activities more flexible, global, cost effective, and engaging. Are you ready for the potential surge of Construction-to-Permanent loans as a result? 3. Coming up Build Engaging Presentations. Sagen offers professional development workshops that . Participants will also learn how Validation services and third-party vendors are available to help us properly document a loan file. Advanced Knowledge of training needs analysis, design, and development. Forgot password? Your audience. Home Suite Home is an exclusive Enact program that helps your borrowers feel more secure in their new home. Knowing these costs is a first step in helping you plan for the future.